Attention homeowners in Natchez and Adams County: Get an Appraisal today!
The top 7 reasons why MS homeowners need Kerry Kaiser:
Do you own a house in or near Natchez? Do you need help deciding the value of your real estate?
At Kerry Kaiser, we understand the particular needs of a consumer after appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your own house because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is a crucial negotiating tool once you have an attainable buyer. It's something concrete to show your buyer. It's an independent third party's opinion of your home's value, and not just you saying how much you think your home is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value judgement than yours. PMI Removal AppraisalsA fashionable way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. At Kerry Kaiser, we're seasoned in helping people just like you remove unwanted PMI insurance. Challenging a property tax assessmentYour local tax assessor may have your home overvalued if your house is not appreciating as much as other properties nearby. This only means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. When contesting your property tax assessment, getting an appraisal from Kerry Kaiser is your strongest weapon. Was your HELOC recently frozen?Your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow standpoint. Kerry Kaiser can provide you with an expert appraisal that will help you reinstate your HELOC. We Also Offer Field and Desktop Appraisal Review ServicesHave you just received a copy of your appraisal and you'd prefer to have a seasoned appraiser double-check it for preciseness or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? Kerry Kaiser offers field reviews where we'll go out and check the subject and comparables in question. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal? We can We can assist you While typically requested by banks, you may want to employ this service if you suspect mortgage fraud related to your property. |